SkyCap Financial offers alternative financing to Canadians, providing short-term loans up to $10,000. Founded in 2013 and based in Kingston, Ontario, SkyCap Financial strives to offer a better lending experience, through a fast and easy loan application process.
SkyCap Financial’s lending decisions are based on three factors:
Credibility, Stability and Current Income.
The application process takes less than five minutes, you get a quick decision and you get your money fast.
Once your loan application has been approved and your agreement is signed, SkyCap Financial deposits the funds directly into your bank account. No waiting for a cheque to arrive in the mail; you get your cash instantly. Loans can be approved in as little as 24 hours during normal business hours. SkyCap also offers flexibility, with loans ranging from $500 to as much as $10,000.
After the loan is approved and the money is distributed, SkyCap Financial sets up an automatic payment program, so the loan payments are withdrawn from your account on a regular schedule. No more worries about missing a payment.
As a reward for being a SkyCap Financial client, you will also get a log in to SkyCap University which is a free course to help you learn about money and finances. The best part is completing this can qualify you to lower your interest rate and save you money.